Side-by-side · Q2 2026 data
Common Cents Federal Credit Union vs Matagorda County Credit Union
Credit union
Common Cents Federal Credit Union
Beaumont, Texas · Under $100 million in assets
Metric by metric
| Measure | Common Cents Federal Credit Union | Matagorda County Credit Union |
|---|---|---|
| TellerScore | 87 | 94 (stronger) |
| Capital cushion | 71 | 100 (stronger) |
| Loan quality | 90 | 90 |
| Earnings | 100 (stronger) | 82 |
| Funding & liquidity | 87 | 100 (stronger) |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 83rd | 95th |
| Total assets | $34.2M | $36.2M |
| Deposits / shares | $30.0M | $29.9M |
| Capital ratio | 12.13% | 17.39% (stronger) |
| Problem loans | 0.30% (stronger) | 0.31% |
| Net charge-offs | 0.66% | 0.04% (stronger) |
| Return on assets | 2.37% (stronger) | 1.55% |
| Loans ÷ deposits | 73.0% | 57.0% (stronger) |
| Uninsured deposits | 1.9% | 0.8% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Matagorda County Credit Union has the higher TellerScore (94 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Common Cents Federal Credit Union leads on 2 and Matagorda County Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.