Side-by-side · Q2 2026 data
Commonwealth Central Credit Union vs 1st United Credit Union
Metric by metric
| Measure | Commonwealth Central Credit Union | 1st United Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 77 |
| Capital cushion | 92 (stronger) | 72 |
| Loan quality | 86 | 92 (stronger) |
| Earnings | 48 | 50 (stronger) |
| Funding & liquidity | 79 | 87 (stronger) |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 78th | 82nd |
| Total assets | $624.9M | $1.3B |
| Deposits / shares | $530.3M | $1.1B |
| Capital ratio | 14.23% (stronger) | 12.16% |
| Problem loans | 0.41% | 0.25% (stronger) |
| Net charge-offs | 0.61% | 0.27% (stronger) |
| Return on assets | 0.70% | 0.75% (stronger) |
| Loans ÷ deposits | 81.5% | 73.6% (stronger) |
| Uninsured deposits | 7.2% (stronger) | 10.7% |
| Offices | 1 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 33.6% | — |
Commonwealth Central Credit Union has the higher TellerScore (80 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Commonwealth Central Credit Union leads on 3 and 1st United Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.