Side-by-side · Q2 2026 data
Commonwealth Central Credit Union vs F3 Credit Union
Metric by metric
| Measure | Commonwealth Central Credit Union | F3 Credit Union |
|---|---|---|
| TellerScore | 80 | 80 |
| Capital cushion | 92 | 100 (stronger) |
| Loan quality | 86 (stronger) | 65 |
| Earnings | 48 (stronger) | 47 |
| Funding & liquidity | 79 | 100 (stronger) |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 78th | 78th |
| Total assets | $624.9M | $236.8M |
| Deposits / shares | $530.3M | $196.8M |
| Capital ratio | 14.23% | 18.47% (stronger) |
| Problem loans | 0.41% (stronger) | 1.05% |
| Net charge-offs | 0.61% (stronger) | 1.00% |
| Return on assets | 0.70% (stronger) | 0.68% |
| Loans ÷ deposits | 81.5% | 55.0% (stronger) |
| Uninsured deposits | 7.2% | 5.9% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 33.6% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Commonwealth Central Credit Union leads on 3 and F3 Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.