Side-by-side · Q2 2026 data
Commonwealth Central Credit Union vs First U.S. Community Credit Union
Credit union
First U.S. Community Credit Union
Sacramento, California · $100 million – $1 billion
Metric by metric
| Measure | Commonwealth Central Credit Union | First U.S. Community Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 67 |
| Capital cushion | 92 (stronger) | 70 |
| Loan quality | 86 (stronger) | 69 |
| Earnings | 48 (stronger) | 33 |
| Funding & liquidity | 79 | 86 (stronger) |
| Problem-loan coverage | 96 (stronger) | 90 |
| Peer percentile | 78th | 41st |
| Total assets | $624.9M | $547.9M |
| Deposits / shares | $530.3M | $481.8M |
| Capital ratio | 14.23% (stronger) | 11.95% |
| Problem loans | 0.41% (stronger) | 0.92% |
| Net charge-offs | 0.61% | 0.60% (stronger) |
| Return on assets | 0.70% (stronger) | 0.32% |
| Loans ÷ deposits | 81.5% | 74.5% (stronger) |
| Uninsured deposits | 7.2% (stronger) | 11.4% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 33.6% | 18.8% |
Commonwealth Central Credit Union has the higher TellerScore (80 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Commonwealth Central Credit Union leads on 5 and First U.S. Community Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.