Side-by-side · Q2 2026 data
Commonwealth Central Credit Union vs Keypoint Credit Union
Metric by metric
| Measure | Commonwealth Central Credit Union | Keypoint Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 59 |
| Capital cushion | 92 (stronger) | 41 |
| Loan quality | 86 | 88 (stronger) |
| Earnings | 48 (stronger) | 32 |
| Funding & liquidity | 79 (stronger) | 62 |
| Problem-loan coverage | 96 (stronger) | 93 |
| Peer percentile | 78th | 22nd |
| Total assets | $624.9M | $1.7B |
| Deposits / shares | $530.3M | $1.3B |
| Capital ratio | 14.23% (stronger) | 9.06% |
| Problem loans | 0.41% | 0.36% (stronger) |
| Net charge-offs | 0.61% | 0.55% (stronger) |
| Return on assets | 0.70% (stronger) | 0.29% |
| Loans ÷ deposits | 81.5% (stronger) | 98.4% |
| Uninsured deposits | 7.2% (stronger) | 13.8% |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 33.6% | 18.4% |
Commonwealth Central Credit Union has the higher TellerScore (80 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Commonwealth Central Credit Union leads on 5 and Keypoint Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.