TellerScore

Side-by-side · Q2 2026 data

Commonwealth Central Credit Union vs Premier One Credit Union

Credit union

Commonwealth Central Credit Union

San Jose, California · $100 million – $1 billion

80of 100
Strong

Credit union

Premier One Credit Union

San Jose, California · $100 million – $1 billion

65of 100
Moderate

Metric by metric

MeasureCommonwealth Central Credit UnionPremier One Credit Union
TellerScore80 (stronger)65
Capital cushion92 (stronger)47
Loan quality8692 (stronger)
Earnings48 (stronger)36
Funding & liquidity79 (stronger)73
Problem-loan coverage9696
Peer percentile78th34th
Total assets$624.9M$655.7M
Deposits / shares$530.3M$556.5M
Capital ratio14.23% (stronger)9.71%
Problem loans0.41%0.25% (stronger)
Net charge-offs0.61%0.50% (stronger)
Return on assets0.70% (stronger)0.40%
Loans ÷ deposits81.5% (stronger)86.9%
Uninsured deposits7.2% (stronger)10.7%
Offices14
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)33.6%—

Commonwealth Central Credit Union has the higher TellerScore (80 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Commonwealth Central Credit Union leads on 5 and Premier One Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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