TellerScore

Side-by-side · Q2 2026 data

Commonwealth Central Credit Union vs Star One Credit Union

Credit union

Commonwealth Central Credit Union

San Jose, California · $100 million – $1 billion

80of 100
Strong

Credit union

Star One Credit Union

Sunnyvale, California · $1 billion – $10 billion

77of 100
Strong

Metric by metric

MeasureCommonwealth Central Credit UnionStar One Credit Union
TellerScore80 (stronger)77
Capital cushion92 (stronger)91
Loan quality8696 (stronger)
Earnings48 (stronger)25
Funding & liquidity79 (stronger)71
Problem-loan coverage9699 (stronger)
Peer percentile78th82nd
Total assets$624.9M$9.7B
Deposits / shares$530.3M$8.4B
Capital ratio14.23% (stronger)14.06%
Problem loans0.41%0.13% (stronger)
Net charge-offs0.61%0.04% (stronger)
Return on assets0.70% (stronger)0.12%
Loans ÷ deposits81.5%80.5% (stronger)
Uninsured deposits7.2% (stronger)22.9%
Offices17
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)33.6%24.0%

Commonwealth Central Credit Union has the higher TellerScore (80 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Commonwealth Central Credit Union leads on 4 and Star One Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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