TellerScore

Side-by-side · Q2 2026 data

Commonwealth Central Credit Union vs Technology Credit Union

Credit union

Commonwealth Central Credit Union

San Jose, California · $100 million – $1 billion

80of 100
Strong

Credit union

Technology Credit Union

San Jose, California · $1 billion – $10 billion

62of 100
Moderate

Metric by metric

MeasureCommonwealth Central Credit UnionTechnology Credit Union
TellerScore80 (stronger)62
Capital cushion92 (stronger)63
Loan quality86 (stronger)81
Earnings48 (stronger)24
Funding & liquidity79 (stronger)61
Problem-loan coverage96 (stronger)92
Peer percentile78th30th
Total assets$624.9M$4.5B
Deposits / shares$530.3M$3.6B
Capital ratio14.23% (stronger)11.32%
Problem loans0.41% (stronger)0.57%
Net charge-offs0.61% (stronger)0.77%
Return on assets0.70% (stronger)0.11%
Loans ÷ deposits81.5% (stronger)93.2%
Uninsured deposits7.2% (stronger)21.0%
Offices111
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)33.6%20.5%

Commonwealth Central Credit Union has the higher TellerScore (80 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Commonwealth Central Credit Union leads on 7 and Technology Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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