Side-by-side · Q2 2026 data
Communities of Abilene Federal Credit Union vs 4u Federal Credit Union
Credit union
Communities of Abilene Federal Credit Union
Abilene, Texas · $100 million – $1 billion
Metric by metric
| Measure | Communities of Abilene Federal Credit Union | 4u Federal Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 63 |
| Capital cushion | 59 (stronger) | 39 |
| Loan quality | 92 | 99 (stronger) |
| Earnings | 37 (stronger) | 29 |
| Funding & liquidity | 96 (stronger) | 74 |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 57th | 29th |
| Total assets | $161.1M | $156.2M |
| Deposits / shares | $151.1M | $140.6M |
| Capital ratio | 10.86% (stronger) | 8.91% |
| Problem loans | 0.23% | 0.04% (stronger) |
| Net charge-offs | 0.26% | 0.04% (stronger) |
| Return on assets | 0.43% (stronger) | 0.23% |
| Loans ÷ deposits | 64.7% (stronger) | 86.5% |
| Uninsured deposits | 4.3% (stronger) | 12.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 0.0% |
Communities of Abilene Federal Credit Union has the higher TellerScore (72 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Communities of Abilene Federal Credit Union leads on 5 and 4u Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.