Side-by-side · Q2 2026 data
Communities of Abilene Federal Credit Union vs Community Service Credit Union
Credit union
Communities of Abilene Federal Credit Union
Abilene, Texas · $100 million – $1 billion
Metric by metric
| Measure | Communities of Abilene Federal Credit Union | Community Service Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 59 |
| Capital cushion | 59 (stronger) | 44 |
| Loan quality | 92 (stronger) | 73 |
| Earnings | 37 | 38 (stronger) |
| Funding & liquidity | 96 (stronger) | 75 |
| Problem-loan coverage | 97 (stronger) | 86 |
| Peer percentile | 57th | 19th |
| Total assets | $161.1M | $163.8M |
| Deposits / shares | $151.1M | $146.5M |
| Capital ratio | 10.86% (stronger) | 9.45% |
| Problem loans | 0.23% (stronger) | 0.82% |
| Net charge-offs | 0.26% (stronger) | 1.39% |
| Return on assets | 0.43% | 0.44% (stronger) |
| Loans ÷ deposits | 64.7% (stronger) | 84.9% |
| Uninsured deposits | 4.3% (stronger) | 10.1% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Communities of Abilene Federal Credit Union has the higher TellerScore (72 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Communities of Abilene Federal Credit Union leads on 6 and Community Service Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.