Side-by-side · Q2 2026 data
Community Bank Mankato vs Lake Elmo Bank
Metric by metric
| Measure | Community Bank Mankato | Lake Elmo Bank |
|---|---|---|
| TellerScore | 47 | 74 (stronger) |
| Capital cushion | 45 | 66 (stronger) |
| Loan quality | 28 | 72 (stronger) |
| Earnings | 60 | 91 (stronger) |
| Funding & liquidity | 56 | 65 (stronger) |
| Problem-loan coverage | 63 | 86 (stronger) |
| Peer percentile | 5th | 57th |
| Total assets | $538.3M | $529.7M |
| Deposits / shares | $473.9M | $462.6M |
| Capital ratio | 9.49% | 11.62% (stronger) |
| Problem loans | 2.15% | 0.84% (stronger) |
| Net charge-offs | 0.26% | 0.14% (stronger) |
| Return on assets | 1.01% | 1.79% (stronger) |
| Loans ÷ deposits | 99.4% | 91.3% (stronger) |
| Uninsured deposits | 19.6% | 18.6% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.4% | 3.4% |
Lake Elmo Bank has the higher TellerScore (74 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Community Bank Mankato leads on 0 and Lake Elmo Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.