Side-by-side · Q2 2026 data
Community Bank of Georgia vs Interstate Credit Union
Metric by metric
| Measure | Community Bank of Georgia | Interstate Credit Union |
|---|---|---|
| TellerScore | 74 | 89 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 65 | 82 (stronger) |
| Earnings | 94 | 100 (stronger) |
| Funding & liquidity | 83 (stronger) | 63 |
| Problem-loan coverage | 87 | 92 (stronger) |
| Peer percentile | 57th | 94th |
| Total assets | $269.5M | $410.9M |
| Deposits / shares | $239.6M | $341.0M |
| Capital ratio | 10.99% | 15.85% (stronger) |
| Problem loans | 1.05% | 0.54% (stronger) |
| Net charge-offs | 0.10% (stronger) | 0.32% |
| Return on assets | 1.85% | 2.43% (stronger) |
| Loans ÷ deposits | 77.1% (stronger) | 97.0% |
| Uninsured deposits | 14.8% | 6.8% (stronger) |
| Offices | 2 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 27.8% |
Interstate Credit Union has the higher TellerScore (89 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Community Bank of Georgia leads on 2 and Interstate Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Baxley, GA