Side-by-side · Q2 2026 data
Community Bank of Georgia vs Southeastern Credit Union
Metric by metric
| Measure | Community Bank of Georgia | Southeastern Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 73 |
| Capital cushion | 60 (stronger) | 58 |
| Loan quality | 65 | 86 (stronger) |
| Earnings | 94 (stronger) | 66 |
| Funding & liquidity | 83 (stronger) | 74 |
| Problem-loan coverage | 87 | 94 (stronger) |
| Peer percentile | 57th | 60th |
| Total assets | $269.5M | $440.7M |
| Deposits / shares | $239.6M | $388.5M |
| Capital ratio | 10.99% (stronger) | 10.81% |
| Problem loans | 1.05% | 0.41% (stronger) |
| Net charge-offs | 0.10% (stronger) | 0.17% |
| Return on assets | 1.85% (stronger) | 1.14% |
| Loans ÷ deposits | 77.1% (stronger) | 85.8% |
| Uninsured deposits | 14.8% | 5.9% (stronger) |
| Offices | 2 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.3% |
Community Bank of Georgia has the higher TellerScore (74 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Community Bank of Georgia leads on 5 and Southeastern Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.