Side-by-side · Q2 2026 data
Community Bank of Louisiana vs Sabine School Employees Federal Credit Union
Credit union
Sabine School Employees Federal Credit Union
Many, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Community Bank of Louisiana | Sabine School Employees Federal Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 73 |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 100 (stronger) | 60 |
| Earnings | 82 (stronger) | 19 |
| Funding & liquidity | 51 | 100 (stronger) |
| Problem-loan coverage | 94 | 95 (stronger) |
| Peer percentile | 57th | 47th |
| Total assets | $852.9M | $5.2M |
| Deposits / shares | $791.6M | $4.1M |
| Capital ratio | 10.13% | 20.07% (stronger) |
| Problem loans | 0.01% (stronger) | 1.21% |
| Net charge-offs | -0.01% (stronger) | 1.66% |
| Return on assets | 1.56% (stronger) | -0.03% |
| Loans ÷ deposits | 35.3% (stronger) | 53.9% |
| Uninsured deposits | 59.1% | 0.0% (stronger) |
| Offices | 12 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.8% | — |
Community Bank of Louisiana has the higher TellerScore (74 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Community Bank of Louisiana leads on 5 and Sabine School Employees Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.