Side-by-side · Q2 2026 data
Community Bank of Oelwein vs Allen Hospital Personnel Credit Union
Credit union
Allen Hospital Personnel Credit Union
Waterloo, Iowa · Under $100 million in assets
Metric by metric
| Measure | Community Bank of Oelwein | Allen Hospital Personnel Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 77 |
| Capital cushion | 91 | 100 (stronger) |
| Loan quality | 100 (stronger) | 61 |
| Earnings | 64 (stronger) | 41 |
| Funding & liquidity | 78 | 95 (stronger) |
| Problem-loan coverage | 93 | 93 |
| Peer percentile | 81st | 57th |
| Total assets | $95.0M | $6.0M |
| Deposits / shares | $75.0M | $4.9M |
| Capital ratio | 14.11% | 18.54% (stronger) |
| Problem loans | 0.00% (stronger) | 1.18% |
| Net charge-offs | 0.08% (stronger) | 0.86% |
| Return on assets | 1.09% (stronger) | 0.52% |
| Loans ÷ deposits | 80.7% | 65.3% (stronger) |
| Uninsured deposits | 16.5% | 0.8% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community Bank of Oelwein has the higher TellerScore (86 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Community Bank of Oelwein leads on 4 and Allen Hospital Personnel Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.