Side-by-side · Q2 2026 data
Community Bank of Oelwein vs Cedar Falls Community Credit Union
Metric by metric
| Measure | Community Bank of Oelwein | Cedar Falls Community Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 80 |
| Capital cushion | 91 | 100 (stronger) |
| Loan quality | 100 (stronger) | 74 |
| Earnings | 64 | 68 (stronger) |
| Funding & liquidity | 78 (stronger) | 61 |
| Problem-loan coverage | 93 (stronger) | 92 |
| Peer percentile | 81st | 78th |
| Total assets | $95.0M | $251.7M |
| Deposits / shares | $75.0M | $209.6M |
| Capital ratio | 14.11% | 15.87% (stronger) |
| Problem loans | 0.00% (stronger) | 0.78% |
| Net charge-offs | 0.08% (stronger) | 0.18% |
| Return on assets | 1.09% | 1.20% (stronger) |
| Loans ÷ deposits | 80.7% (stronger) | 99.2% |
| Uninsured deposits | 16.5% | 12.6% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.1% |
Community Bank of Oelwein has the higher TellerScore (86 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Community Bank of Oelwein leads on 4 and Cedar Falls Community Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.