Side-by-side · Q2 2026 data
Community Bank of Oklahoma vs Latimer State Bank
Metric by metric
| Measure | Community Bank of Oklahoma | Latimer State Bank |
|---|---|---|
| TellerScore | 63 | 90 (stronger) |
| Capital cushion | 71 | 100 (stronger) |
| Loan quality | 39 | 72 (stronger) |
| Earnings | 47 | 100 (stronger) |
| Funding & liquidity | 93 (stronger) | 80 |
| Problem-loan coverage | 82 | 99 (stronger) |
| Peer percentile | 22nd | 89th |
| Total assets | $67.3M | $65.5M |
| Deposits / shares | $59.4M | $49.2M |
| Capital ratio | 12.10% | 25.01% (stronger) |
| Problem loans | 1.83% | 0.83% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.67% | 2.53% (stronger) |
| Loans ÷ deposits | 62.1% | 25.7% (stronger) |
| Uninsured deposits | 19.9% (stronger) | 33.6% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Latimer State Bank has the higher TellerScore (90 vs 63). On the 6 directional measures above (where higher or lower is clearly better), Community Bank of Oklahoma leads on 1 and Latimer State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.