Side-by-side · Q2 2026 data
Community Bank of Santa Maria vs Infinity Bank
Metric by metric
| Measure | Community Bank of Santa Maria | Infinity Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 70 |
| Capital cushion | 55 | 80 (stronger) |
| Loan quality | 95 (stronger) | 68 |
| Earnings | 63 | 79 (stronger) |
| Funding & liquidity | 63 (stronger) | 29 |
| Problem-loan coverage | 98 (stronger) | 90 |
| Peer percentile | 50th | 43rd |
| Total assets | $396.5M | $359.5M |
| Deposits / shares | $350.4M | $310.5M |
| Capital ratio | 10.49% | 13.03% (stronger) |
| Problem loans | 0.15% (stronger) | 0.95% |
| Net charge-offs | -0.00% (stronger) | 0.17% |
| Return on assets | 1.07% | 1.48% (stronger) |
| Loans ÷ deposits | 83.5% | 80.9% (stronger) |
| Uninsured deposits | 27.0% (stronger) | 61.1% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community Bank of Santa Maria has the higher TellerScore (72 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Community Bank of Santa Maria leads on 4 and Infinity Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.