Headquartered in Santa Ana, California, Infinity Bank is a state-chartered bank with $359.5M in total assets and $310.5M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 2018.
Infinity Bank has a TellerScore of 70 out of 100 (strong) based on Q2 2026 data — higher than only 43% of its 2,650 banks with $100 million – $1 billion. Among 116 banks headquartered in California, it ranks 57th. Problem-loan coverage contributes the most (90/100, 5.2%); funding & liquidity contributes the least (29/100, 81% loans-to-deposits, 61% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 8 points (78 → 70), mostly because the loan quality component weakened by 24 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 68 |
| Q3 2024 | 68 |
| Q4 2024 | 67 |
| Q1 2025 | 76 |
| Q2 2025 | 78 |
| Q3 2025 | 67 |
| Q4 2025 | 63 |
| Q1 2026 | 70 |
| Q2 2026 | 70 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.40% |
| Q3 2024 | 12.38% |
| Q4 2024 | 11.95% |
| Q1 2025 | 12.23% |
| Q2 2025 | 12.69% |
| Q3 2025 | 12.21% |
| Q4 2025 | 12.20% |
| Q1 2026 | 12.67% |
| Q2 2026 | 13.03% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.01% |
| Q3 2024 | 0.98% |
| Q4 2024 | 0.90% |
| Q1 2025 | 0.24% |
| Q2 2025 | 0.24% |
| Q3 2025 | 1.46% |
| Q4 2025 | 1.65% |
| Q1 2026 | 1.09% |
| Q2 2026 | 0.95% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.26% |
| Q3 2024 | 1.22% |
| Q4 2024 | 1.32% |
| Q1 2025 | 1.50% |
| Q2 2025 | 1.59% |
| Q3 2025 | 1.63% |
| Q4 2025 | 1.60% |
| Q1 2026 | 1.40% |
| Q2 2026 | 1.48% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 70 | $359.5M | 13.03% | 0.95% | 1.48% | 80.9% |
| Q1 2026 | 70 | $392.9M | 12.67% | 1.09% | 1.40% | 64.0% |
| Q4 2025 | 63 | $356.0M | 12.20% | 1.65% | 1.60% | 74.7% |
| Q3 2025 | 67 | $372.7M | 12.21% | 1.46% | 1.63% | 64.7% |
| Q2 2025 | 78 | $337.1M | 12.69% | 0.24% | 1.59% | 74.7% |
| Q1 2025 | 76 | $338.7M | 12.23% | 0.24% | 1.50% | 76.3% |
| Q4 2024 | 67 | $332.7M | 11.95% | 0.90% | 1.32% | 78.1% |
| Q3 2024 | 68 | $329.7M | 12.38% | 0.98% | 1.22% | 77.8% |
| Q2 2024 | 68 | $308.3M | 12.40% | 1.01% | 1.26% | 78.5% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in California
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Murphy BankBank Fresno, CA | 88 out of 100, Very strong | $357.2M | 14.9% | 0.39% | vs |
| Genesis BankBank Newport Beach, CA | 58 out of 100, Moderate | $340.3M | 11.0% | 0.04% | vs |
| American Continental BankBank City Of Industry, CA | 87 out of 100, Very strong | $385.3M | 16.2% | 0.37% | vs |
| Universal BankBank West Covina, CA | 54 out of 100, Below average | $388.0M | 17.8% | 3.74% | vs |
| Balboa Thrift and Loan AssociationBank Chula Vista, CA | 48 out of 100, Below average | $394.5M | 10.6% | 1.14% | vs |
| Community Bank of Santa MariaBank Santa Maria, CA | 72 out of 100, Strong | $396.5M | 10.5% | 0.15% | vs |
Deposit insurance
Is my money safe at Infinity Bank?
Yes. Infinity Bank is an FDIC-insured institution (FDIC certificate #59098). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 61.1% of deposits ($189.7M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 13.03%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 17.94% (benchmark: 10%).
1 location
Branches
Infinity Bank lists 1 office in 1 city. Most locations:
- Santa Ana, CA (1)
Identity & history
Profile
- Legal name
- Infinity Bank
- Type
- State-chartered bank
- FDIC certificate #
- 59098
- RSSD ID
- 5193989
- Primary regulator
- FDIC
- Holding company
- Infinity Bcorp
- Established
- February 1, 2018
- Headquarters
- 6 Hutton Centre Dr, Santa Ana, CA 92707
- Website
- www.infinity.bank
- Employees
- 36
Quick answers
Infinity Bank: common questions
Is Infinity Bank FDIC insured?
Yes. Infinity Bank is an FDIC-insured institution (FDIC certificate #59098). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Infinity Bank's TellerScore?
70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Infinity Bank ever failed?
There is no failure record for FDIC certificate #59098 in the FDIC failed bank list.
How many branches does Infinity Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Santa Ana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Capital Bank and Trust CompanyBank Irvine, CA | 94 out of 100, Very strong | $266.1M | 79.3% | 0.00% | vs |
| Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA | 92 out of 100, Very strong | $1.7B | 15.5% | 0.60% | vs |
| Long Beach Firemen S Credit UnionCredit union Long Beach, CA | 91 out of 100, Very strong | $201.5M | 29.4% | 0.02% | vs |
| Santa Ana Federal Credit UnionCredit union Santa Ana, CA | 90 out of 100, Very strong | $111.6M | 13.5% | 0.06% | vs |
| California International Bank, N.A.Bank Westminster, CA | 89 out of 100, Very strong | $120.9M | 13.5% | 0.00% | vs |
| Certified Federal Credit UnionCredit union El Monte, CA | 88 out of 100, Very strong | $925.3M | 20.7% | 0.37% | vs |