Side-by-side · Q2 2026 data
Community Bankers' Bank vs Highlands Community Bank
Metric by metric
| Measure | Community Bankers' Bank | Highlands Community Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 57 |
| Capital cushion | 100 (stronger) | 76 |
| Loan quality | 100 (stronger) | 16 |
| Earnings | 29 | 36 (stronger) |
| Funding & liquidity | 52 | 97 (stronger) |
| Problem-loan coverage | 100 (stronger) | 81 |
| Peer percentile | 75th | 14th |
| Total assets | $139.4M | $188.9M |
| Deposits / shares | $94.9M | $167.3M |
| Capital ratio | 15.43% (stronger) | 12.63% |
| Problem loans | 0.00% (stronger) | 2.51% |
| Net charge-offs | 0.04% (stronger) | 0.27% |
| Return on assets | 0.22% | 0.39% (stronger) |
| Loans ÷ deposits | 94.4% | 48.6% (stronger) |
| Uninsured deposits | 27.2% | 18.1% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community Bankers' Bank has the higher TellerScore (79 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Community Bankers' Bank leads on 4 and Highlands Community Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.