TellerScore

Headquartered in Midlothian, Virginia, Community Bankers' Bank is a state-chartered bank (fed member) with $139.4M in total assets and $94.9M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1987.

Based on its Q2 2026 filing, Community Bankers' Bank scores 79/100, which we describe as strong. That is higher than 75% of 2,650 banks with $100 million – $1 billion. Among 56 banks headquartered in Virginia, it ranks 13th. Its strongest component is capital cushion (100/100; 15.43%), and its lowest is earnings (29/100; 0.22%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 15.43%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings29/100
Return on assets (annualized): 0.22%
Funding & liquidity52/100
Loans ÷ deposits and uninsured-deposit share: 94.4% · 27.2% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (76 → 79), mostly because the capital cushion component improved by 9 points.

TellerScore
737679Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202473
Q3 202474
Q4 202475
Q1 202576
Q2 202576
Q3 202579
Q4 202579
Q1 202679
Q2 202679
Tier 1 leverage ratio
5.00%10.28%15.57%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202412.83%
Q3 202413.14%
Q4 202413.46%
Q1 202513.92%
Q2 202514.06%
Q3 202514.60%
Q4 202515.26%
Q1 202615.57%
Q2 202615.43%
Noncurrent loans
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.11%0.17%0.22%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.14%
Q3 20240.15%
Q4 20240.14%
Q1 20250.18%
Q2 20250.13%
Q3 20250.15%
Q4 20250.18%
Q1 20260.11%
Q2 20260.22%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202679$139.4M15.43%0.00%0.22%94.4%
Q1 202679$153.7M15.57%0.00%0.11%92.0%
Q4 202579$128.8M15.26%0.00%0.18%92.8%
Q3 202579$134.2M14.60%0.00%0.15%87.1%
Q2 202576$138.6M14.06%0.00%0.13%89.4%
Q1 202576$141.0M13.92%0.00%0.18%92.5%
Q4 202475$143.2M13.46%0.00%0.14%93.4%
Q3 202474$170.3M13.14%0.00%0.15%90.5%
Q2 202473$151.4M12.83%0.00%0.14%90.9%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.43%
89th
Total risk-based capital0.00%
24th
Problem loans0.00%
94th
Net charge-offs0.04%
29th
Return on assets0.22%
6th
Net interest margin2.85%
7th
Efficiency ratio94.3%
3rd
Loans to deposits94.4%
17th
Uninsured deposits27.2%
38th
Loan-loss reserves2.01%
94th
Texas ratio0.0%
95th

Similar-size banks in Virginia

InstitutionScoreAssetsCapitalProblem loansCompare
Movement BankBank Danville, VA74 out of 100, Strong$165.5M11.1%0.07%vs
Integrity Bank for BusinessBank Virginia Beach, VA79 out of 100, Strong$111.7M24.1%0.00%vs
Highlands Community BankBank Covington, VA57 out of 100, Moderate$188.9M12.6%2.51%vs
Farmers and Miners BankBank Pennington Gap, VA89 out of 100, Very strong$193.2M13.3%0.32%vs
The Bank of Charlotte CountyBank Phenix, VA87 out of 100, Very strong$222.8M12.8%0.33%vs
CornerStone BankBank Lexington, VA66 out of 100, Moderate$232.8M10.9%0.87%vs

Deposit insurance

Is my money safe at Community Bankers' Bank?

Yes. Community Bankers' Bank is an FDIC-insured institution (FDIC certificate #26871). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 27.2% of deposits ($25.8M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 15.43%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Community Bankers' Bank lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Community Bankers' Bank
Former names
Virginia Bankers' Bank
Type
State-chartered bank (Fed member)
FDIC certificate #
26871
RSSD ID
77422
Primary regulator
FED
Holding company
Cbb Financial Corp
Established
January 2, 1987
Headquarters
2601 Promenade Pkwy, Midlothian, VA 23113
Employees
19

Quick answers

Community Bankers' Bank: common questions

Is Community Bankers' Bank FDIC insured?

Yes. Community Bankers' Bank is an FDIC-insured institution (FDIC certificate #26871). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Community Bankers' Bank's TellerScore?

79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Community Bankers' Bank ever failed?

There is no failure record for FDIC certificate #26871 in the FDIC failed bank list.

How many branches does Community Bankers' Bank have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Midlothian

InstitutionScoreAssetsCapitalProblem loansCompare
Citizens Bank and Trust CompanyBank Blackstone, VA97 out of 100, Very strong$577.6M15.4%0.23%vs
The Bank of Southside VirginiaBank Carson, VA97 out of 100, Very strong$670.3M23.4%0.08%vs
1st Advantage Federal Credit UnionCredit union Newport News, VA90 out of 100, Very strong$1.1B16.7%0.45%vs
Richmond Virginia Fire Police Credi Credit UnionCredit union Richmond, VA88 out of 100, Very strong$21.2M15.4%0.55%vs
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Dominion Energy Credit UnionCredit union North Chesterfi, VA84 out of 100, Strong$336.4M14.3%0.43%vs