Side-by-side · Q2 2026 data
Community Choice Credit Union vs Citizens Community Credit Union
Metric by metric
| Measure | Community Choice Credit Union | Citizens Community Credit Union |
|---|---|---|
| TellerScore | 79 | 88 (stronger) |
| Capital cushion | 77 | 100 (stronger) |
| Loan quality | 81 (stronger) | 76 |
| Earnings | 81 | 87 (stronger) |
| Funding & liquidity | 65 | 79 (stronger) |
| Problem-loan coverage | 93 | 95 (stronger) |
| Peer percentile | 76th | 92nd |
| Total assets | $922.9M | $253.6M |
| Deposits / shares | $783.5M | $201.9M |
| Capital ratio | 12.74% | 19.14% (stronger) |
| Problem loans | 0.57% (stronger) | 0.73% |
| Net charge-offs | 0.31% (stronger) | 0.76% |
| Return on assets | 1.53% | 1.69% (stronger) |
| Loans ÷ deposits | 94.9% | 81.1% (stronger) |
| Uninsured deposits | 4.7% (stronger) | 5.0% |
| Offices | 7 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens Community Credit Union has the higher TellerScore (88 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Community Choice Credit Union leads on 3 and Citizens Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.