Side-by-side · Q2 2026 data
Community First Bank vs Community Point Bank
Metric by metric
| Measure | Community First Bank | Community Point Bank |
|---|---|---|
| TellerScore | 67 | 71 (stronger) |
| Capital cushion | 36 (stronger) | 32 |
| Loan quality | 68 | 98 (stronger) |
| Earnings | 100 (stronger) | 88 |
| Funding & liquidity | 74 (stronger) | 65 |
| Problem-loan coverage | 85 | 99 (stronger) |
| Peer percentile | 34th | 47th |
| Total assets | $258.9M | $259.7M |
| Deposits / shares | $234.6M | $227.4M |
| Capital ratio | 8.57% (stronger) | 8.20% |
| Problem loans | 0.95% | 0.07% (stronger) |
| Net charge-offs | 0.94% | 0.15% (stronger) |
| Return on assets | 2.35% (stronger) | 1.70% |
| Loans ÷ deposits | 84.7% (stronger) | 93.2% |
| Uninsured deposits | 16.6% (stronger) | 17.0% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.9% | 0.0% |
Community Point Bank has the higher TellerScore (71 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Community First Bank leads on 4 and Community Point Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.