Side-by-side · Q2 2026 data
Community First Bank vs Conservation First Bank
Metric by metric
| Measure | Community First Bank | Conservation First Bank |
|---|---|---|
| TellerScore | 78 | 82 (stronger) |
| Capital cushion | 60 | 90 (stronger) |
| Loan quality | 89 (stronger) | 75 |
| Earnings | 81 | 100 (stronger) |
| Funding & liquidity | 77 (stronger) | 47 |
| Problem-loan coverage | 96 (stronger) | 91 |
| Peer percentile | 72nd | 82nd |
| Total assets | $634.1M | $127.5M |
| Deposits / shares | $522.4M | $101.3M |
| Capital ratio | 10.95% | 13.96% (stronger) |
| Problem loans | 0.32% (stronger) | 0.74% |
| Net charge-offs | -0.00% (stronger) | 0.01% |
| Return on assets | 1.52% | 2.12% (stronger) |
| Loans ÷ deposits | 75.6% (stronger) | 108.0% |
| Uninsured deposits | 22.2% | 19.9% (stronger) |
| Offices | 10 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Conservation First Bank has the higher TellerScore (82 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Community First Bank leads on 3 and Conservation First Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.