Side-by-side · Q2 2026 data
Community First Bank vs Westby Co-Op Credit Union
Metric by metric
| Measure | Community First Bank | Westby Co-Op Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 77 |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 89 (stronger) | 52 |
| Earnings | 81 (stronger) | 69 |
| Funding & liquidity | 77 (stronger) | 76 |
| Problem-loan coverage | 96 (stronger) | 87 |
| Peer percentile | 72nd | 82nd |
| Total assets | $634.1M | $1.0B |
| Deposits / shares | $522.4M | $842.2M |
| Capital ratio | 10.95% | 15.64% (stronger) |
| Problem loans | 0.32% (stronger) | 1.44% |
| Net charge-offs | -0.00% (stronger) | 0.24% |
| Return on assets | 1.52% (stronger) | 1.23% |
| Loans ÷ deposits | 75.6% (stronger) | 83.8% |
| Uninsured deposits | 22.2% | 10.3% (stronger) |
| Offices | 10 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.0% |
Community First Bank has the higher TellerScore (78 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Community First Bank leads on 5 and Westby Co-Op Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Reedsburg, WI
- Richland Center, WI
- Baraboo, WI