Side-by-side · Q2 2026 data
Community First Bank, National Association vs Home Savings Bank of Wapakoneta
Metric by metric
| Measure | Community First Bank, National Association | Home Savings Bank of Wapakoneta |
|---|---|---|
| TellerScore | 70 | 75 (stronger) |
| Capital cushion | 44 | 74 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 40 | 42 (stronger) |
| Funding & liquidity | 91 (stronger) | 62 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 40th | 54th |
| Total assets | $56.3M | $45.3M |
| Deposits / shares | $51.1M | $37.8M |
| Capital ratio | 9.38% | 12.40% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 0.50% | 0.55% (stronger) |
| Loans ÷ deposits | 67.1% (stronger) | 97.8% |
| Uninsured deposits | 16.7% | 7.8% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Home Savings Bank of Wapakoneta has the higher TellerScore (75 vs 70). On the 6 directional measures above (where higher or lower is clearly better), Community First Bank, National Association leads on 1 and Home Savings Bank of Wapakoneta on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.