Side-by-side · Q2 2026 data
Community First Bank, National Association vs Usx Federal Credit Union
Metric by metric
| Measure | Community First Bank, National Association | Usx Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 78 (stronger) |
| Capital cushion | 44 | 75 (stronger) |
| Loan quality | 100 (stronger) | 94 |
| Earnings | 40 (stronger) | 37 |
| Funding & liquidity | 91 | 96 (stronger) |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 40th | 74th |
| Total assets | $56.3M | $258.1M |
| Deposits / shares | $51.1M | $225.9M |
| Capital ratio | 9.38% | 12.54% (stronger) |
| Problem loans | 0.00% (stronger) | 0.18% |
| Net charge-offs | 0.01% (stronger) | 0.27% |
| Return on assets | 0.50% (stronger) | 0.43% |
| Loans ÷ deposits | 67.1% | 63.8% (stronger) |
| Uninsured deposits | 16.7% | 2.9% (stronger) |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 15.4% |
Usx Federal Credit Union has the higher TellerScore (78 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Community First Bank, National Association leads on 3 and Usx Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.