Side-by-side · Q2 2026 data
Community First Bank of Indiana vs Beacon Credit Union
Metric by metric
| Measure | Community First Bank of Indiana | Beacon Credit Union |
|---|---|---|
| TellerScore | 55 | 76 (stronger) |
| Capital cushion | 49 | 85 (stronger) |
| Loan quality | 56 | 84 (stronger) |
| Earnings | 66 (stronger) | 47 |
| Funding & liquidity | 39 | 71 (stronger) |
| Problem-loan coverage | 76 | 95 (stronger) |
| Peer percentile | 11th | 79th |
| Total assets | $980.3M | $1.8B |
| Deposits / shares | $814.1M | $1.4B |
| Capital ratio | 9.92% | 13.52% (stronger) |
| Problem loans | 1.32% | 0.47% (stronger) |
| Net charge-offs | 0.22% | 0.01% (stronger) |
| Return on assets | 1.14% (stronger) | 0.68% |
| Loans ÷ deposits | 97.8% | 89.1% (stronger) |
| Uninsured deposits | 35.8% | 0.0% (stronger) |
| Offices | 7 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.2% | — |
Beacon Credit Union has the higher TellerScore (76 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Community First Bank of Indiana leads on 1 and Beacon Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.