Side-by-side · Q2 2026 data
Community First Bank of Indiana vs Financial Builders Federal Credit Union
Credit union
Financial Builders Federal Credit Union
Kokomo, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Community First Bank of Indiana | Financial Builders Federal Credit Union |
|---|---|---|
| TellerScore | 55 | 75 (stronger) |
| Capital cushion | 49 | 75 (stronger) |
| Loan quality | 56 | 72 (stronger) |
| Earnings | 66 (stronger) | 58 |
| Funding & liquidity | 39 | 89 (stronger) |
| Problem-loan coverage | 76 | 91 (stronger) |
| Peer percentile | 11th | 66th |
| Total assets | $980.3M | $151.5M |
| Deposits / shares | $814.1M | $131.3M |
| Capital ratio | 9.92% | 12.48% (stronger) |
| Problem loans | 1.32% | 0.85% (stronger) |
| Net charge-offs | 0.22% (stronger) | 0.27% |
| Return on assets | 1.14% (stronger) | 0.96% |
| Loans ÷ deposits | 97.8% | 71.3% (stronger) |
| Uninsured deposits | 35.8% | 1.7% (stronger) |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.2% | 0.0% |
Financial Builders Federal Credit Union has the higher TellerScore (75 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Community First Bank of Indiana leads on 2 and Financial Builders Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.