Side-by-side · Q2 2026 data
Community First Bank of the Heartland vs Genfed Financial Credit Union
Metric by metric
| Measure | Community First Bank of the Heartland | Genfed Financial Credit Union |
|---|---|---|
| TellerScore | 76 | 79 (stronger) |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 78 (stronger) | 54 |
| Earnings | 100 (stronger) | 67 |
| Funding & liquidity | 80 | 88 (stronger) |
| Problem-loan coverage | 89 | 90 (stronger) |
| Peer percentile | 64th | 76th |
| Total assets | $266.8M | $335.9M |
| Deposits / shares | $237.9M | $280.4M |
| Capital ratio | 10.14% | 16.78% (stronger) |
| Problem loans | 0.66% (stronger) | 1.38% |
| Net charge-offs | 0.06% (stronger) | 0.36% |
| Return on assets | 2.22% (stronger) | 1.16% |
| Loans ÷ deposits | 80.0% | 72.7% (stronger) |
| Uninsured deposits | 13.2% | 0.0% (stronger) |
| Offices | 4 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Genfed Financial Credit Union has the higher TellerScore (79 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Community First Bank of the Heartland leads on 3 and Genfed Financial Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.