Side-by-side · Q2 2026 data
Community First Credit Union vs First City Credit Union
Metric by metric
| Measure | Community First Credit Union | First City Credit Union |
|---|---|---|
| TellerScore | 64 | 78 (stronger) |
| Capital cushion | 53 | 85 (stronger) |
| Loan quality | 59 | 81 (stronger) |
| Earnings | 66 (stronger) | 38 |
| Funding & liquidity | 78 | 100 (stronger) |
| Problem-loan coverage | 80 | 96 (stronger) |
| Peer percentile | 31st | 74th |
| Total assets | $921.0M | $948.5M |
| Deposits / shares | $813.4M | $816.2M |
| Capital ratio | 10.25% | 13.52% (stronger) |
| Problem loans | 1.22% | 0.58% (stronger) |
| Net charge-offs | 0.66% | 0.65% (stronger) |
| Return on assets | 1.15% (stronger) | 0.44% |
| Loans ÷ deposits | 82.2% | 57.0% (stronger) |
| Uninsured deposits | 8.9% (stronger) | 11.5% |
| Offices | 11 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First City Credit Union has the higher TellerScore (78 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Community First Credit Union leads on 2 and First City Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.