Side-by-side · Q2 2026 data
Community First Credit Union vs K.C. Area Credit Union
Metric by metric
| Measure | Community First Credit Union | K.C. Area Credit Union |
|---|---|---|
| TellerScore | 65 | 76 (stronger) |
| Capital cushion | 65 | 100 (stronger) |
| Loan quality | 91 (stronger) | 64 |
| Earnings | 14 | 29 (stronger) |
| Funding & liquidity | 71 | 100 (stronger) |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 30th | 54th |
| Total assets | $8.5M | $11.4M |
| Deposits / shares | $7.4M | $9.4M |
| Capital ratio | 11.52% | 17.20% (stronger) |
| Problem loans | 0.26% (stronger) | 1.09% |
| Net charge-offs | 1.56% (stronger) | 2.04% |
| Return on assets | -0.14% | 0.22% (stronger) |
| Loans ÷ deposits | 89.4% | 42.1% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 0.3% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
K.C. Area Credit Union has the higher TellerScore (76 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Community First Credit Union leads on 3 and K.C. Area Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.