Side-by-side · Q2 2026 data
Community First Credit Union vs Oshkosh Community Credit Union
Metric by metric
| Measure | Community First Credit Union | Oshkosh Community Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 69 |
| Capital cushion | 78 (stronger) | 62 |
| Loan quality | 95 (stronger) | 92 |
| Earnings | 79 (stronger) | 29 |
| Funding & liquidity | 73 | 76 (stronger) |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 93rd | 38th |
| Total assets | $6.8B | $20.3M |
| Deposits / shares | $5.9B | $17.9M |
| Capital ratio | 12.85% (stronger) | 11.23% |
| Problem loans | 0.14% (stronger) | 0.24% |
| Net charge-offs | 0.10% (stronger) | 1.31% |
| Return on assets | 1.49% (stronger) | 0.23% |
| Loans ÷ deposits | 86.4% | 84.7% (stronger) |
| Uninsured deposits | 16.1% | 3.6% (stronger) |
| Offices | 18 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community First Credit Union has the higher TellerScore (84 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Community First Credit Union leads on 5 and Oshkosh Community Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.