Side-by-side · Q2 2026 data
Community First Credit Union vs Summit Credit Union
Metric by metric
| Measure | Community First Credit Union | Summit Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 67 |
| Capital cushion | 78 (stronger) | 53 |
| Loan quality | 95 (stronger) | 78 |
| Earnings | 79 (stronger) | 70 |
| Funding & liquidity | 73 (stronger) | 59 |
| Problem-loan coverage | 98 (stronger) | 89 |
| Peer percentile | 93rd | 47th |
| Total assets | $6.8B | $8.5B |
| Deposits / shares | $5.9B | $6.9B |
| Capital ratio | 12.85% (stronger) | 10.34% |
| Problem loans | 0.14% (stronger) | 0.65% |
| Net charge-offs | 0.10% (stronger) | 0.27% |
| Return on assets | 1.49% (stronger) | 1.26% |
| Loans ÷ deposits | 86.4% (stronger) | 100.9% |
| Uninsured deposits | 16.1% | 15.5% (stronger) |
| Offices | 18 | 34 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community First Credit Union has the higher TellerScore (84 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Community First Credit Union leads on 6 and Summit Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.