Side-by-side · Q2 2026 data
Community First Credit Union vs Verve, a Credit Union
Metric by metric
| Measure | Community First Credit Union | Verve, a Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 65 |
| Capital cushion | 78 (stronger) | 48 |
| Loan quality | 95 (stronger) | 87 |
| Earnings | 79 (stronger) | 40 |
| Funding & liquidity | 73 | 75 (stronger) |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 93rd | 41st |
| Total assets | $6.8B | $1.6B |
| Deposits / shares | $5.9B | $1.4B |
| Capital ratio | 12.85% (stronger) | 9.84% |
| Problem loans | 0.14% (stronger) | 0.38% |
| Net charge-offs | 0.10% (stronger) | 0.42% |
| Return on assets | 1.49% (stronger) | 0.51% |
| Loans ÷ deposits | 86.4% | 84.9% (stronger) |
| Uninsured deposits | 16.1% | 12.6% (stronger) |
| Offices | 18 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.2% |
Community First Credit Union has the higher TellerScore (84 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Community First Credit Union leads on 5 and Verve, a Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.