Side-by-side · Q2 2026 data
Community First Federal Credit Union vs Best Financial Credit Union
Credit union
Community First Federal Credit Union
Lakeview, Michigan · $100 million – $1 billion
Metric by metric
| Measure | Community First Federal Credit Union | Best Financial Credit Union |
|---|---|---|
| TellerScore | 45 | 63 (stronger) |
| Capital cushion | 34 | 98 (stronger) |
| Loan quality | 33 | 36 (stronger) |
| Earnings | 51 (stronger) | 22 |
| Funding & liquidity | 67 | 81 (stronger) |
| Problem-loan coverage | 60 | 81 (stronger) |
| Peer percentile | 3rd | 29th |
| Total assets | $148.8M | $154.3M |
| Deposits / shares | $135.2M | $130.4M |
| Capital ratio | 8.43% | 14.75% (stronger) |
| Problem loans | 2.02% | 1.93% (stronger) |
| Net charge-offs | 0.57% (stronger) | 1.03% |
| Return on assets | 0.77% (stronger) | 0.05% |
| Loans ÷ deposits | 92.8% | 79.2% (stronger) |
| Uninsured deposits | 5.3% | 2.6% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.5% | 0.0% |
Best Financial Credit Union has the higher TellerScore (63 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Community First Federal Credit Union leads on 2 and Best Financial Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.