The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 10 points (55 → 45), mostly because the loan quality component weakened by 23 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Michigan

Yes. Community First Federal Credit Union is a federally insured credit union (NCUA charter #24199). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.3% of shares and deposits ($7.2M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 8.43%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Community First Federal Credit Union lists 2 offices in 2 cities. Most locations:

• Lakeview, MI (1)
• Remus, MI (1)

All branch addresses and map

In 2025, Community First Federal Credit Union reported 18 home-loan applications under HMDA (LEI 5493006CRT5VJ5L0N291): 13 originated ($2,165,000 total), 2 denied, and 2 withdrawn or closed by the applicant. Its denial rate on decided applications was 12.5%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Community First Federal Credit Union

Type

Federal credit union

NCUA charter #

24199

RSSD ID

530598

Primary regulator

NCUA

Established

1985

Headquarters

9637 N Greenville, Lakeview, MI 48850

Employees

65