Side-by-side · Q2 2026 data
Community Focus Federal Credit Union vs One Detroit Credit Union
Credit union
Community Focus Federal Credit Union
Brownstown, Michigan · Under $100 million in assets
Metric by metric
| Measure | Community Focus Federal Credit Union | One Detroit Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 59 |
| Capital cushion | 91 | 100 (stronger) |
| Loan quality | 49 (stronger) | 34 |
| Earnings | 18 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 78 |
| Problem-loan coverage | 89 | 89 |
| Peer percentile | 34th | 20th |
| Total assets | $68.0M | $61.8M |
| Deposits / shares | $59.9M | $46.0M |
| Capital ratio | 14.09% | 22.42% (stronger) |
| Problem loans | 1.52% (stronger) | 1.98% |
| Net charge-offs | 0.53% (stronger) | 2.71% |
| Return on assets | -0.05% (stronger) | -1.61% |
| Loans ÷ deposits | 57.3% (stronger) | 82.1% |
| Uninsured deposits | 2.5% (stronger) | 4.4% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community Focus Federal Credit Union has the higher TellerScore (67 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Community Focus Federal Credit Union leads on 6 and One Detroit Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.