Side-by-side · Q2 2026 data
Community Focus Federal Credit Union vs Tahquamenon Area Credit Union
Credit union
Community Focus Federal Credit Union
Brownstown, Michigan · Under $100 million in assets
Metric by metric
| Measure | Community Focus Federal Credit Union | Tahquamenon Area Credit Union |
|---|---|---|
| TellerScore | 67 | 70 (stronger) |
| Capital cushion | 91 (stronger) | 68 |
| Loan quality | 49 | 80 (stronger) |
| Earnings | 18 | 27 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 89 | 96 (stronger) |
| Peer percentile | 34th | 40th |
| Total assets | $68.0M | $69.6M |
| Deposits / shares | $59.9M | $62.3M |
| Capital ratio | 14.09% (stronger) | 11.84% |
| Problem loans | 1.52% | 0.60% (stronger) |
| Net charge-offs | 0.53% | 0.30% (stronger) |
| Return on assets | -0.05% | 0.17% (stronger) |
| Loans ÷ deposits | 57.3% | 43.5% (stronger) |
| Uninsured deposits | 2.5% (stronger) | 3.0% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Tahquamenon Area Credit Union has the higher TellerScore (70 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Community Focus Federal Credit Union leads on 2 and Tahquamenon Area Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.