Side-by-side · Q2 2026 data
Community Healthcare Federal Credit Union vs Spokane Media Federal Credit Union
Credit union
Community Healthcare Federal Credit Union
Everett, Washington · Under $100 million in assets
Metric by metric
| Measure | Community Healthcare Federal Credit Union | Spokane Media Federal Credit Union |
|---|---|---|
| TellerScore | 63 (stronger) | 38 |
| Capital cushion | 76 (stronger) | 47 |
| Loan quality | 53 (stronger) | 2 |
| Earnings | 18 (stronger) | 14 |
| Funding & liquidity | 96 (stronger) | 94 |
| Problem-loan coverage | 86 (stronger) | 63 |
| Peer percentile | 26th | 3rd |
| Total assets | $20.5M | $16.6M |
| Deposits / shares | $17.7M | $14.9M |
| Capital ratio | 12.63% (stronger) | 9.68% |
| Problem loans | 1.42% (stronger) | 2.93% |
| Net charge-offs | 0.31% | 0.31% (stronger) |
| Return on assets | -0.06% (stronger) | -0.16% |
| Loans ÷ deposits | 64.2% (stronger) | 66.7% |
| Uninsured deposits | 0.0% (stronger) | 0.9% |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community Healthcare Federal Credit Union has the higher TellerScore (63 vs 38). On the 7 directional measures above (where higher or lower is clearly better), Community Healthcare Federal Credit Union leads on 6 and Spokane Media Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.