Side-by-side · Q2 2026 data
Community National Bank & Trust of Texas vs Benchmark Bank
Metric by metric
| Measure | Community National Bank & Trust of Texas | Benchmark Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 60 |
| Capital cushion | 56 (stronger) | 35 |
| Loan quality | 97 (stronger) | 94 |
| Earnings | 87 (stronger) | 53 |
| Funding & liquidity | 52 (stronger) | 38 |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 80th | 21st |
| Total assets | $1.7B | $1.6B |
| Deposits / shares | $1.4B | $1.5B |
| Capital ratio | 10.62% (stronger) | 8.47% |
| Problem loans | 0.09% (stronger) | 0.18% |
| Net charge-offs | 0.08% (stronger) | 1.12% |
| Return on assets | 1.66% (stronger) | 0.83% |
| Loans ÷ deposits | 83.1% | 72.0% (stronger) |
| Uninsured deposits | 37.8% (stronger) | 61.1% |
| Offices | 17 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.5% | 3.4% |
Community National Bank & Trust of Texas has the higher TellerScore (76 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Community National Bank & Trust of Texas leads on 6 and Benchmark Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.