Side-by-side · Q2 2026 data
Community Point Bank vs Community Bank of Marshall
Metric by metric
| Measure | Community Point Bank | Community Bank of Marshall |
|---|---|---|
| TellerScore | 71 (stronger) | 69 |
| Capital cushion | 32 | 50 (stronger) |
| Loan quality | 98 (stronger) | 66 |
| Earnings | 88 (stronger) | 66 |
| Funding & liquidity | 65 | 99 (stronger) |
| Problem-loan coverage | 99 (stronger) | 90 |
| Peer percentile | 47th | 40th |
| Total assets | $259.7M | $250.2M |
| Deposits / shares | $227.4M | $226.7M |
| Capital ratio | 8.20% | 10.03% (stronger) |
| Problem loans | 0.07% (stronger) | 1.01% |
| Net charge-offs | 0.15% | 0.06% (stronger) |
| Return on assets | 1.70% (stronger) | 1.14% |
| Loans ÷ deposits | 93.2% | 48.4% (stronger) |
| Uninsured deposits | 17.0% | 16.4% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 3.3% |
Community Point Bank has the higher TellerScore (71 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Community Point Bank leads on 3 and Community Bank of Marshall on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.