Side-by-side · Q2 2026 data
Community Resource Bank vs Citizens Bank Minnesota
Metric by metric
| Measure | Community Resource Bank | Citizens Bank Minnesota |
|---|---|---|
| TellerScore | 67 | 70 (stronger) |
| Capital cushion | 55 (stronger) | 43 |
| Loan quality | 64 | 99 (stronger) |
| Earnings | 76 (stronger) | 54 |
| Funding & liquidity | 68 | 78 (stronger) |
| Problem-loan coverage | 87 | 100 (stronger) |
| Peer percentile | 34th | 43rd |
| Total assets | $556.4M | $596.0M |
| Deposits / shares | $471.8M | $498.7M |
| Capital ratio | 10.52% (stronger) | 9.33% |
| Problem loans | 1.09% | 0.02% (stronger) |
| Net charge-offs | 0.38% | -0.00% (stronger) |
| Return on assets | 1.40% (stronger) | 0.85% |
| Loans ÷ deposits | 86.9% | 80.5% (stronger) |
| Uninsured deposits | 19.8% | 16.9% (stronger) |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.1% |
Citizens Bank Minnesota has the higher TellerScore (70 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Community Resource Bank leads on 2 and Citizens Bank Minnesota on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.