Side-by-side · Q2 2026 data
Community Resource Bank vs Lake Elmo Bank
Metric by metric
| Measure | Community Resource Bank | Lake Elmo Bank |
|---|---|---|
| TellerScore | 67 | 74 (stronger) |
| Capital cushion | 55 | 66 (stronger) |
| Loan quality | 64 | 72 (stronger) |
| Earnings | 76 | 91 (stronger) |
| Funding & liquidity | 68 (stronger) | 65 |
| Problem-loan coverage | 87 (stronger) | 86 |
| Peer percentile | 34th | 57th |
| Total assets | $556.4M | $529.7M |
| Deposits / shares | $471.8M | $462.6M |
| Capital ratio | 10.52% | 11.62% (stronger) |
| Problem loans | 1.09% | 0.84% (stronger) |
| Net charge-offs | 0.38% | 0.14% (stronger) |
| Return on assets | 1.40% | 1.79% (stronger) |
| Loans ÷ deposits | 86.9% (stronger) | 91.3% |
| Uninsured deposits | 19.8% | 18.6% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.4% |
Lake Elmo Bank has the higher TellerScore (74 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Community Resource Bank leads on 1 and Lake Elmo Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.