Side-by-side · Q2 2026 data
Community Savings vs First Federal Savings and Loan Association
Metric by metric
| Measure | Community Savings | First Federal Savings and Loan Association |
|---|---|---|
| TellerScore | 70 | 70 |
| Capital cushion | 74 | 92 (stronger) |
| Loan quality | 71 (stronger) | 57 |
| Earnings | 74 (stronger) | 40 |
| Funding & liquidity | 40 | 75 (stronger) |
| Problem-loan coverage | 89 (stronger) | 87 |
| Peer percentile | 43rd | 43rd |
| Total assets | $284.7M | $293.5M |
| Deposits / shares | $219.8M | $250.7M |
| Capital ratio | 12.43% | 14.18% (stronger) |
| Problem loans | 0.88% (stronger) | 1.28% |
| Net charge-offs | 0.12% | 0.01% (stronger) |
| Return on assets | 1.35% (stronger) | 0.50% |
| Loans ÷ deposits | 110.1% | 83.7% (stronger) |
| Uninsured deposits | 24.4% | 16.3% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Community Savings leads on 2 and First Federal Savings and Loan Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.