Side-by-side · Q2 2026 data
Community Savings vs SSB Community Bank
Metric by metric
| Measure | Community Savings | SSB Community Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 67 |
| Capital cushion | 74 (stronger) | 24 |
| Loan quality | 71 | 95 (stronger) |
| Earnings | 74 | 83 (stronger) |
| Funding & liquidity | 40 | 62 (stronger) |
| Problem-loan coverage | 89 | 97 (stronger) |
| Peer percentile | 43rd | 34th |
| Total assets | $284.7M | $296.8M |
| Deposits / shares | $219.8M | $262.3M |
| Capital ratio | 12.43% (stronger) | 7.36% |
| Problem loans | 0.88% | 0.14% (stronger) |
| Net charge-offs | 0.12% | 0.00% (stronger) |
| Return on assets | 1.35% | 1.57% (stronger) |
| Loans ÷ deposits | 110.1% | 98.7% (stronger) |
| Uninsured deposits | 24.4% | 11.5% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community Savings has the higher TellerScore (70 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Community Savings leads on 2 and SSB Community Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.