Headquartered in Strasburg, Ohio, SSB Community Bank is a state-chartered bank with $296.8M in total assets and $262.3M in deposits as of Q2 2026. It operates 4 offices. Its charter dates back to 1924.
Based on its Q2 2026 filing, SSB Community Bank scores 67/100, which we describe as moderate. That is higher than only 34% of 2,650 banks with $100 million – $1 billion. Among 157 banks headquartered in Ohio, it ranks 94th. Its strongest component is problem-loan coverage (97/100; 1.5%), and its lowest is capital cushion (24/100; 7.36%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (65 → 67), mostly because the earnings component improved by 10 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 62 |
| Q3 2024 | 39 |
| Q4 2024 | 40 |
| Q1 2025 | 39 |
| Q2 2025 | 65 |
| Q3 2025 | 66 |
| Q4 2025 | 64 |
| Q1 2026 | 65 |
| Q2 2026 | 67 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 7.10% |
| Q3 2024 | 7.11% |
| Q4 2024 | 7.19% |
| Q1 2025 | 7.30% |
| Q2 2025 | 7.42% |
| Q3 2025 | 7.30% |
| Q4 2025 | 7.13% |
| Q1 2026 | 7.21% |
| Q2 2026 | 7.36% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.14% |
| Q3 2024 | 2.31% |
| Q4 2024 | 2.24% |
| Q1 2025 | 2.31% |
| Q2 2025 | 0.18% |
| Q3 2025 | 0.06% |
| Q4 2025 | 0.22% |
| Q1 2026 | 0.22% |
| Q2 2026 | 0.14% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.02% |
| Q3 2024 | 0.91% |
| Q4 2024 | 0.94% |
| Q1 2025 | 0.94% |
| Q2 2025 | 1.33% |
| Q3 2025 | 1.35% |
| Q4 2025 | 1.37% |
| Q1 2026 | 1.51% |
| Q2 2026 | 1.57% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 67 | $296.8M | 7.36% | 0.14% | 1.57% | 98.7% |
| Q1 2026 | 65 | $289.2M | 7.21% | 0.22% | 1.51% | 97.0% |
| Q4 2025 | 64 | $282.5M | 7.13% | 0.22% | 1.37% | 95.2% |
| Q3 2025 | 66 | $283.9M | 7.30% | 0.06% | 1.35% | 96.9% |
| Q2 2025 | 65 | $276.6M | 7.42% | 0.18% | 1.33% | 96.7% |
| Q1 2025 | 39 | $266.2M | 7.30% | 2.31% | 0.94% | 95.6% |
| Q4 2024 | 40 | $262.2M | 7.19% | 2.24% | 0.94% | 92.2% |
| Q3 2024 | 39 | $263.6M | 7.11% | 2.31% | 0.91% | 89.0% |
| Q2 2024 | 62 | $249.5M | 7.10% | 0.14% | 1.02% | 91.9% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Ohio
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The First National Bank of PandoraBank Pandora, OH | 65 out of 100, Moderate | $299.0M | 8.1% | 0.27% | vs |
| First Federal Savings and Loan AssociationBank Newark, OH | 70 out of 100, Strong | $293.5M | 14.2% | 1.28% | vs |
| Somerville BankBank Eaton, OH | 60 out of 100, Moderate | $290.6M | 9.5% | 1.10% | vs |
| Peoples State BankBank New Lexington, OH | 61 out of 100, Moderate | $286.5M | 8.3% | 0.60% | vs |
| The Fort Jennings State BankBank Fort Jennings, OH | 75 out of 100, Strong | $285.8M | 12.7% | 1.09% | vs |
| Community SavingsBank Caldwell, OH | 70 out of 100, Strong | $284.7M | 12.4% | 0.88% | vs |
Deposit insurance
Is my money safe at SSB Community Bank?
Yes. SSB Community Bank is an FDIC-insured institution (FDIC certificate #29858). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 11.5% of deposits ($30.0M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 7.36%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 10.66% (benchmark: 10%).
4 locations
Branches
SSB Community Bank lists 4 offices in 4 cities. Most locations:
- Berlin, OH (1)
- Bolivar, OH (1)
- Dover, OH (1)
- Strasburg, OH (1)
Identity & history
Profile
- Legal name
- SSB Community Bank
- Former names
- Strasburg Savings and Loan Company; Strasburg Savings; Strasburg Savings Bank
- Type
- State-chartered bank
- FDIC certificate #
- 29858
- RSSD ID
- 995674
- Primary regulator
- FDIC
- Holding company
- Strasburg Bcorp Inc
- Established
- January 1, 1924
- Headquarters
- 152 N Wooster Ave, Strasburg, OH 44680
- Website
- www.ssbonline.com
- Employees
- 38
Quick answers
SSB Community Bank: common questions
Is SSB Community Bank FDIC insured?
Yes. SSB Community Bank is an FDIC-insured institution (FDIC certificate #29858). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is SSB Community Bank's TellerScore?
67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has SSB Community Bank ever failed?
There is no failure record for FDIC certificate #29858 in the FDIC failed bank list.
How many branches does SSB Community Bank have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Strasburg
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Brewster Federal Credit UnionCredit union Brewster, OH | 95 out of 100, Very strong | $32.9M | 18.4% | 0.56% | vs |
| Firstenergy Family Credit UnionCredit union Akron, OH | 93 out of 100, Very strong | $47.2M | 16.5% | 0.53% | vs |
| The Bank of Magnolia CompanyBank Magnolia, OH | 89 out of 100, Very strong | $107.8M | 13.0% | 0.12% | vs |
| Harvest Federal Credit UnionCredit union Heath, OH | 84 out of 100, Strong | $43.9M | 12.8% | 0.30% | vs |
| Dover-Phila Federal Credit UnionCredit union Dover, OH | 83 out of 100, Strong | $812.6M | 13.3% | 0.91% | vs |
| Stark Federal Credit UnionCredit union Canton, OH | 83 out of 100, Strong | $217.7M | 13.3% | 0.76% | vs |