Side-by-side · Q2 2026 data
Community Savings Bank vs Peoples Savings Bank
Metric by metric
| Measure | Community Savings Bank | Peoples Savings Bank |
|---|---|---|
| TellerScore | 65 | 65 |
| Capital cushion | 51 (stronger) | 50 |
| Loan quality | 79 (stronger) | 70 |
| Earnings | 61 (stronger) | 59 |
| Funding & liquidity | 60 | 80 (stronger) |
| Problem-loan coverage | 85 | 86 (stronger) |
| Peer percentile | 29th | 29th |
| Total assets | $613.6M | $610.4M |
| Deposits / shares | $501.4M | $533.7M |
| Capital ratio | 10.05% (stronger) | 9.95% |
| Problem loans | 0.63% (stronger) | 0.91% |
| Net charge-offs | 0.18% | 0.05% (stronger) |
| Return on assets | 1.02% (stronger) | 0.97% |
| Loans ÷ deposits | 83.8% | 64.8% (stronger) |
| Uninsured deposits | 29.2% | 28.5% (stronger) |
| Offices | 12 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.2% | 8.2% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Community Savings Bank leads on 3 and Peoples Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.