Side-by-side · Q2 2026 data
Community Savings Bank vs South Story Bank & Trust
Metric by metric
| Measure | Community Savings Bank | South Story Bank & Trust |
|---|---|---|
| TellerScore | 65 (stronger) | 57 |
| Capital cushion | 51 | 59 (stronger) |
| Loan quality | 79 (stronger) | 74 |
| Earnings | 61 (stronger) | 46 |
| Funding & liquidity | 60 (stronger) | 19 |
| Problem-loan coverage | 85 | 86 (stronger) |
| Peer percentile | 29th | 14th |
| Total assets | $613.6M | $623.9M |
| Deposits / shares | $501.4M | $491.3M |
| Capital ratio | 10.05% | 10.93% (stronger) |
| Problem loans | 0.63% (stronger) | 0.78% |
| Net charge-offs | 0.18% | 0.05% (stronger) |
| Return on assets | 1.02% (stronger) | 0.65% |
| Loans ÷ deposits | 83.8% (stronger) | 115.1% |
| Uninsured deposits | 29.2% (stronger) | 43.3% |
| Offices | 12 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.2% | 1.8% |
Community Savings Bank has the higher TellerScore (65 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Community Savings Bank leads on 5 and South Story Bank & Trust on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.