Side-by-side · Q2 2026 data
Community State Bank vs Community State Bank
Metric by metric
| Measure | Community State Bank | Community State Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 61 |
| Capital cushion | 55 (stronger) | 44 |
| Loan quality | 88 (stronger) | 85 |
| Earnings | 45 | 63 (stronger) |
| Funding & liquidity | 89 (stronger) | 32 |
| Problem-loan coverage | 95 (stronger) | 92 |
| Peer percentile | 43rd | 20th |
| Total assets | $175.9M | $161.2M |
| Deposits / shares | $160.6M | $135.1M |
| Capital ratio | 10.48% (stronger) | 9.41% |
| Problem loans | 0.37% (stronger) | 0.44% |
| Net charge-offs | 0.36% | -0.03% (stronger) |
| Return on assets | 0.62% | 1.08% (stronger) |
| Loans ÷ deposits | 59.0% (stronger) | 97.3% |
| Uninsured deposits | 25.4% (stronger) | 42.7% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community State Bank has the higher TellerScore (70 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Community State Bank leads on 5 and Community State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.